| About the time we think we can make ends meet, somebody moves the ends. Herbert Hoover (1874-1964) US president
All I ask is a chance to prove that money can't make me happy. Ashleigh Brilliant
All I ask is the chance to prove that money can't make me happy. Spike Milligan
All of the money in the world is gone. It's gone! Where did it go? Who knows. But it's gone. Bill Whittle on political
mismanagement of the economy, 22 Dec 2011
All progress is based upon a universal innate desire on the part of every organism to live beyond its income. Samuel Butler
A man may, if he know not how to save, keep his nose to the grindstone, and die not wirth a groat at last. Benjamin Franklin,
Poor Richard's Almanack, 1742
A man who both spends and saves money is the happiest man, because has has both enjoyments. Samuel Johnson
A man with a surplus can control circumstances, but a man without a surplus is controlled by them, and often has no opportunity to exercise judgment. Harvey S. Firestone, American entrepreneur and industrialist
An economist is a man that can tell you...what can happen under any given condition, and his guess is liable to be as good as anybody else's too. Will Rogers
A nickel ain't worth a dime anymore. Yogi Berra
Any fool can make money. It takes a wise man to know how to spend it. Brigham Young
Anyone who thinks there's safety in numbers hasn't looked at the stock market pages. Irene Peter
Anything free is worth what you pay for it. Author Unknown
A rich man is nothing but a poor man with money. WC Fields
[A]rtificial [gas] price caps will work no better now than they did in the 1970s. They won't get petroleum refined faster. They won't reduce motorists' demand for gasoline. All they will create is shortages--the one thing price controls always bring in their wake. Jeff Jacoby
As one digs deeper into the national character of the Americans, one sees that they have sought the value of everything in this world only in the answer to this single question: how much money will it bring in? Alexis de Tocqueville (1805-1859) French politician and writer
At least half of the popular fallacies about economics come from assuming that economic activity is a zero-sum game, in which what is gained by someone is lost by someone else. But transactions would not continue unless both sides gained, whether in international trade, employment, or renting an apartment. Thomas Sowell, Economist
A wise man should have money in his head, but not in his heart. Jonathan Swift
Banking establishments are more dangerous than standing armies. Thomas Jefferson
Banks and riches are chains of gold, but still chains. Edmund Ruffin
Before marriage, a man yearns for the woman he loves. After marriage, the 'Y' becomes silent. Author Unknown
Borrow money from pessimists -- they don't expect it back. Steven Wright
Capitalism is not only a better form of organizing human activity than any deliberate design, any attempt to organize it to satisfy particular preferences, to aim at what people regard as beautiful or pleasant order, but it is also the indispensable condition for just keeping that population alive which exists already in the world. I regard the preservation of what is known as the capitalist system, of the system of free markets and the private ownership of the means of production, as an essential condition of the very survival of mankind. Fredrich August von Hayek (1899-1992), 1974 Nobel Laureate of Economic Sciences
Debt is a trap which man sets and baits himself, and then deliberately gets into. Josh Billings
Debt is like any other trap, easy enough to get into, but hard enough to get out of. Henry Wheeler Shaw, American humorist
Divorce causes a decrease in wealth that is larger than just splitting a couple's assets in half. By the same token, married people see an increase in wealth that is more than just adding the assets of two single people. On the other hand, divorce can devastate your wealth. Divorce drops a person's wealth by an average of 77%. Contrary to popular belief, the research shows that the wealth of divorced women wasn't significantly worse than that of divorced men, in terms of real money. If you really want to increase your wealth, get married and stay married. Jay Zagorsky, Ohio State, Journal of Sociology, Jan 2006
Don't tell me where your priorities are. Show me where you spend your money and I'll tell you what they are. James W. Frick
Everybody needs money! That's why they call it money! Danny DeVito in the movie Heist
Everyone should have enough money to get plastic surgery. Super model Beverly Johnson
Everyone wants to live at the expense of the state. They forget that the state lives at the expense of everyone. Frederic Bastiat (1801-1850) French economist, statesman, and author (The Law, 1850)
Few rich men own their own property. The property owns them. Robert G. Ingersoll
Financial peace isn't the acquisition of stuff. It's learning to live on less than you make, so you can give money back and have money to invest. You can't win until you do this. Dave Ramsey
For every $1,000 you'll need each month, in addition to Social Security, you should have at least $230,000 invested moderately aggressively when you stop working. If you're more conservatively invested, you'll probably need more. Add up your IRA, your 401(k)s, your savings and brokerage accounts and any other pension plans to see how much you currently have toward this goal. Charles Schwab, Bottom Line Tomorrow, Mar 2001, page 3
Forty for you, sixty for me. And equal partners we will be. Joan Rivers
God helps those that help themselves. Benjamin Franklin, 1706-1790
God wants good-minded people to be financially successful so they can help others with their wealth. Author Unknown
Get what you can and keep what you have; that's the way to get rich. Scottish Proverb
God recognizes only one justification for seeking wealth, and that is with the express intent of helping the poor. Hugh Nibley (Of All Things, p 209)
Having been poor is no shame, but being ashamed of it, is. Benjamin Franklin (Poor Richards Almanack, 1749)
Having more money doesn't make you happier. I have 50 million dollars but I'm just as happy as when I had 48 million. Arnold Schwarzenegger
He that goes a borrowing goes a sorrowing. Benjamin Franklin, 1758
He that has the gold makes the rules. Author Unknown
He that is of the opinion money will do everything may well be suspected of doing everything for money. Benjamin Franklin
He who will not economize will have to agonize. Confucius [Kung Fu-tse] (551-479 B.C.)
He who wishes to be rich in a day will be hanged in a year. Leonardo da Vinci
Honesty is the best policy - when there is money in it. Mark Twain
How many millionaires do you know who have become wealthy by investing in savings accounts? I rest my case. Robert G. Allen
I'd gladly participate in any experiment to test the effects on me of sudden great wealth. Ashleigh Brilliant
I don't have a bank account because I don't know my mother's maiden name. Paula Poundstone
I don't wake up for less than $10,000 a day. Linda Evangelista, Super model
I don't want money. It is only people who pay their bills who want that, and I never pay mine. Oscar Wilde
If all the rich men in the world divided up their money amongst themselves, there wouldn't be enough to go around. Christina Stead
I figure you have the same chance of winning the lottery whether you play or not. Fran Lebowitz
I finally know what distinguishes man from the other beasts: financial worries. Jules Renard
If it weren't for baseball, many kids wouldn't know what a millionaire looked like. Phyllis Diller (The same could be said about rock musicians, movie stars and comedians)
If it weren't for lawyers, we wouldn't need them. A. K. Griffin
If no changes were necessary for you to achieve financial independence, you'd already be there. John Cummuta
If past history was all there was to the investment game, the richest people would be librarians. Warren Buffet, Investor
If stock market experts were so expert, they would be buying stock, not selling advice. Norman Augustine
If the economy's doing so well, why are engineers still working on better ways to keep people from stealing toilet paper from public washrooms? Joe Martin, "Willy 'n Ethel"
If there is one thing that will bring peace and contentment into the human heart, and into the family, it is to live within our means. And if there is any one thing that is grinding and discouraging and disheartening, it is to have debts and obligations that one cannot meet. Heber J. Grant
If we command our wealth, we shall be rich and free. If our wealth commands us, we are poor indeed. Edmund Burke (1729-1797) Irish-born British statesman
If you can actually count your money, then you're not a rich man. J. Paul Getty
If you don't let success enrich your life, you have merely put failure into Guicci shoes. Author Unknown
If you lend someone $20 and never see that person again, it was probably worth it. Author Unknown
If you make money your god, it will plague you like the devil. Henry Fielding
If your only goal is to become rich, you will never achieve it. John D. Rockefeller
If you wish to get rich, save what you get. A fool can earn money; but it takes a wise man to save and dispose of it to his own advantage. Brigham Young (Discourses of Brigham Young, p 292)
I have enough money to last me the rest of my life, unless I buy something. Jackie Mason
I'm not a paranoid, deranged millionaire, dammit, I'm a billionaire. Howard Hughes, billionaire
In a shipwreck, one of the passengers fastened a belt about him with two hundred pounds of gold in it, with which he was afterward found at the bottom. Now, as he was sinking, had he the gold? Or did the gold have him? John Ruskin
Inflation is being broke with a pocket full of money. Gene Mora in Graffiti
Inflation is not caused by the actions of private citizens, but by the government: by an artificial expansion of the money supply required to support deficit spending. No private embezzlers or bank robbers in history have ever plundered people's savings on a scale comparable to the plunder perpetrated by the fiscal policies of statist governments. Ayn Rand (1905-1982)
[In our universities] certain things cannot be said, certain ideas cannot be expressed, certain policies cannot be proposed, certain behavior cannot be permitted without making tolerance an instrument for the continuation of servitude. Herbert Marcuse, Marxist professor, in an essay called "Repressive Tolerance"
In the long run, it is easier to live within our income and resist borrowing from future reserves except in cases of necessity-never for luxuries. It is not fair to ourselves or our communities to be so improvident in our spending that the day our income stops we must turn to relief agencies or the Church for financial aid. Ezra Taft Benson (Ensign, Jun 1987)
I saw a bank that said "24 Hour Banking," but I don't have that much time. Steven Wright
It costs money to make money - but it's not supposed to cost more money than you make. Ashleigh Brilliant
It is a rule of our financial and economic life in all the world that interest is to be paid on borrowed money....Interest never sleeps nor sickens nor dies; it never goes to the hospital; it works on Sundays and holidays; it never takes a vacation; it never visits nor travels; it takes no pleasure; it is never laid off work nor discharged from employment; it never works on reduced hours....Once in debt, interest is your companion every minute of the day and night; you cannot shun it or slip away from it; you cannot dismiss it; it yields neither to entreaties, demands, or orders; and whenever you get in its way or cross its course or fail to meet its demands, it crushes you. J. Reuben Clark (Conference Report, Apr 1938, p 102-3)
It is better that a man should tyrannize over his bank balance than over his fellow citizens. John Maynard Keynes
It is better to be a mouse in a cat's mouth than a man in a lawyer's hands. Spanish proverb
It is more honorable to be raised to a throne than to be born to one. Fortune bestows the one, merit obtains the other. Petrarch (1304-1374)
It is not the creation of wealth that is wrong, but the love of money for its own sake. Margaret Thatcher
It's easy to sit there and say you'd like to have more money. And I guess that's what I like about it. It's easy. Just sitting there, rocking back and forth, wanting that money. Jack Handey
It's good to have money and the things that money can buy, but it's good, too, to check up once in a while and make sure you haven't lost the things that money can't buy. George Lucas Lorimer
It's not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for. Robert Kiyosaki (American investor, businessman, author, and motivational speaker)
I've got the pot of gold, but what I wanted was the rainbow. Ashleigh Brilliant
I wish I had a dollar for every time I said "Money isn't everything." Gene Mora in "Graffiti"
Judge your success by what you had to give up in order to get it. Author Unknown
Lack of money is the root of all evil. George Bernard Shaw
Let us avoid debt as we would avoid a plague; where we are now in debt let us get out of debt; if not today, then tomorrow. Let us straightly and strictly live within our incomes and save a little. J. Reuben Clark, Jr. (General Conference Report, April 1937, page 26)
Liberty is just a statue unless you are debt free. Author Unknown
Live within your income. Be frugal and wise. Pay your obligations to the Lord, your country, and yourself, and then live on what is left. George I. Cannon (Ensign, Nov 1986, p 26)
May I suggest five key steps to financial freedom for your consideration. First, pay your tithing....Obedience to God's commandments is the foundation for a happy life....Second, spend less than you earn. This is simple counsel but a powerful secret for financial happiness....Third, learn to save. Remember the lesson of Joseph of Egypt. During times of prosperity, save up for a day of want....Fourth, honor your financial obligations....We believe in honoring our debts and being honest in our dealings with our fellow men....Fifth, teach your children to follow your example....Teach your children while they are young. Teach them that they cannot have something merely because they want it. Teach them the principles of hard work, frugality, and saving. Joseph B. Wirthlin (Ensign, May 2004, p 41-43)
Measure wealth not by the things you have, but by the things you have for which you will not take money. Author Unknown
Money can't buy you happiness. But it does bring you a more pleasant form of misery. Spike Milligan
Money costs too much. Ross McDonald
Money doesn't buy class. Author Unknown
Money doesn't make you better than someone else. It is just a convenience on the road of life. Fr. Frog
Money indeed may be considered as the most universal and expressive of all languages. Samuel Butler
Money is a terrible master but an excellent servant. Phineas Taylor Barnum (1810-1891) American showman
Money is like a sixth sense, without which you cannot make a complete use of the other five. WS Somerset Maughm
Money is like manure; it's not worth a thing unless it's spread around encouraging young things to grow. Thornton Wilder
Money is a lousy means of keeping score. K. Jackson Brown, Jr.
Money, it has been said, is the cause of good things to a good man, of evil things to a bad man. Philo of Alexandria (20 BC - 50 AD) Hellenistic Jewish philosopher born in Alexandria, Egypt
Money may buy the husk of many things, but not the kernel. It brings food, but not the appetite; medicine, but not health; acquaintances, but not friends; servants, but not faithfulness; days of joy, but not peace or happiness. Henrik Ibsen
Money, not morality, is the principle commerce of civilized nations. Thomas Jefferson (1743-1826)
Money often costs too much. Ralph Waldo Emerson
Money was invented so we could know exactly how much we owe. Cullen Hightower
My problem lies with reconciling my gross habits with my net income. Errol Flynn
Necessity never made a good bargain. Benjamin Franklin, 1706-1790
Never spend your money before you have it. Thomas Jefferson, US President
Ninety-one percent of poor Americans own a color TV. Twenty-nine percent of poor Americans own two or more! Heritage Foundation
No one can become rich without enriching others. Anyone who adds to prosperity must prosper in turn. G. Alexander Orndorff
Nothing is more sincere than cash in advance. Ashleigh Brilliant
October. This is one of the peculiarly dangerous months to speculate in the stock market. The others are July, January, September, April, November, May, March, June, December, August and February. Mark Twain
People say that money isn't the key to happiness, but I always figured if you have enough money, you can have a key made. Joan Rivers
Political and economic freedoms are not guarantees of getting the particular outcomes we want. Economic liberty doesn't mean the right to succeed in business, only the right to try. And economic freedom certainly doesn't mean that we are entitled to have the job we want, at the wages we want, whether or not we show up for work. Implicit in the notion of economic freedom is the individual's responsibility to play by the rules of the marketplace. We don't think of political freedom as the right to have our preferred candidates always win elections, only that they have a right to compete in any election. It simply can't be that I am unfree if my candidate doesn't win, or if my policies are not enacted. Losing an election does not make me unfree. Jennifer Roback Morse
Poverty us no disgrace to a man, but it is confoundedly inconvenient. Sydney Smith
Prosperity belongs to those who learn new things the fastest. Paul Zane Pilzer, economist, entrepreneur, college professor
Prosperity is a way of living and thinking, and not just money or things. Poverty is a way of living and thinking, and not just a lack of money or things. Eric Butterworth
Prosperity is only an instrument to be used, not a deity to be worshipped. Calvin Coolidge
Prosperity is the best protector of principle. Mark Twain
Rather go to bed without dinner than to rise in debt. Benjamin Franklin
Remember, that time is money. Benjamin Franklin (Advice to a Young Tradesman, 1748)
Risk comes from not knowing what you're doing. Warren Buffett
Socialism never took root in America because the poor saw themselves not as an exploited proletariat but as temporarily embarrassed millionaires. John Steinbeck
Sometimes one pays most for the things one gets for nothing. Albert Einstein
Stewardship, not conspicuous consumption, is the proper relationship of man to material wealth. Ezra Taft Benson (Ensign, Jun 1987)
Stocks have reached what looks like a permanently high plateau. Irving Fisher, Professor of Economics, Yale University, 1929
Successful people make money. It's not that people who make money become successful, but that successful people attract money. They bring success to what they do. Dr. Wayne Dyer
The chief value of money lies in the fact that one lives in a world in which it is overestimated. Henry Louis Mencken, (1880-1956)
The cost of living is rising steadily. By Christmas, if the upward tendency continues, it will be out of the reach of short men, who are compelled to tiptoe now in order to connect. Kansas City Journal, 1907
The direction of all economic affairs is in the market society a task of the entrepreneurs. Theirs is the control of production. They are at the helm and steer the ship. A superficial observer would believe that they are supreme. But they are not. They are bound to obey unconditionally the captain's orders. The captain is the consumer....[Consumers] make poor people rich and rich people poor. They determine precisely what should be produced, in what quality, and in what quantities. Ludwig von Mises (1881-1973) Economist and social philosopher
The entire world economy rests on the consumer; if he ever stops spending money he doesn't have on things he doesn't need -- we're done for. Bill Bonner, Editor of The Daily Reckoning, 3 Apr 2003
The Great Depression, like most other periods of severe unemployment, was produced by government mismanagement rather than by any inherent instability of the private economy.... Roosevelt's policies were very destructive. Roosevelt's policies made the depression longer and worse than it otherwise would have been. Milton Friedman (1912-2006) Nobel Prize-winning economist
The highest use of capital is not to make more money, but to make money do more for the betterment of life. Henry Ford
The history of government management of money has, except for a few short happy periods, been one of incessant fraud and deception. Friedrich Hayek
The holy passion of Friendship is of so sweet and steady and loyal and enduring a nature that it will last through a whole lifetime, if not asked to lend money. Mark Twain
The instability of the economy is equaled only by the instability of economists. John Henry Williams
The investor of today does not profit from yesterday's growth. Warren Buffet
The issue which has swept down the centuries and which will have to be fought sooner or later is the people versus the banks. Lord John Emerich Edward Dalberg Acton (1834-1902), 1st Baron Acton of Aldenham
The lottery is a tax on people who can't do math. Author Unknown
The love of money is the root of many evils because it often involves selfishness. On the other hand, the wise use of money involves principles of righteousness. It involves sacrifice and discipline. It is the acid test of our faith. James E. Faust
The market is rational. The government is dumb. Dick Armey, Former US House Majority Leader
The mint makes it first, it is up to you to make it last. Evan Esar (1899-1995)
The minute you read something that you can't understand, you can almost be sure it was drawn up by a lawyer. Will Rogers
The only problems money can solve are money problems. Laurence Peter
The real measure of your wealth is how much you'd be worth if you lost all your money. Author Unknown
There are people who have money and people who are rich. Coco Chanel
There are two times in a man's life when he should not speculate: when he can't afford it and when he can't. Mark Twain
There is nothing more demoralizing than a small but adequate income. Edmund Wilson
There's only one thing money won't buy, and that is poverty. Joe E. Lewis
The riches of this world are as dust compared to the riches that await the faithful in the mansions of our Heavenly Father. How foolish is he who spends his days in the pursuit of things that rust and fade away. How wise is he who spends his days in the pursuit of eternal life. Joseph B. Wirthlin (Ensign, May 2004, p 43)
The rich ruleth over the poor, and the borrower is servant to the lender. Bible (Proverbs 22:7)
"Never forget: the secret of creating riches for oneself is to create them for others. Sir John Templeton, Pioneer global investor and philanthropist
The trick is to stop thinking of it as "your" money. IRS Auditor
The way to crush the bourgeoisie is to grind them between the millstones of taxation and inflation. Vladimir I. Lenin
The very first step to building wealth is to spend less than you make. Brian Koslow
The wise man saves for the future, but the foolish man spends whatever he gets. Proverbs 21:20
To contract new debts is not the way to pay old ones. George Washington (Letter to James Welch, 1799)
To get back on your feet, miss two car payments. Author Unknown
Too many of our youth get into financial difficulty because they never learned proper principles of financial common sense at home. Teach your children while they are young. Teach them that they cannot have something merely because they want it. Teach them the principles of hard work, frugality, and saving. If you don't consider yourself informed well enough to teach them, all the more reason for you to begin learning. Abundant resources are available -- from classes, to books, to other resources. Joseph B. Wirthlin (Ensign, May 2004, p 42-43)
To suppose as we all suppose, that we could be rich and not behave as the rich behave is like supposing we could drink all day and stay sober. Logan Pearsall Smith
Two farmers each claimed to own a certain cow. While one pulled on its head and the other pulled on its tail, the cow was milked by a lawyer. Jewish parable
Very few people can afford to be poor. George Bernard Shaw
Wall Street is the only place people ride to in a Rolls-Royce to get advice from people who take the subway. Warren Buffett
Wars in old times were made to get slaves. The modern implement of imposing slavery is debt. Ezra Pound (1885-1972) American poet
Wealth is not a material gain, but a state of mind. Jerry Gillies
Wealth is not a matter of intelligence; it's a matter of inspiration. Jim Rohn
Wealth is not created inside some think-tank on the Potomac; it is born in the hearts and minds of entrepreneurs all across Main Street. Ronald Reagan, Commonwealth Club of San Francisco, 1983
We are taxed twice as much by our idleness, three times as much by our pride, and four times as much by our folly. Benjamin Franklin
We have been counseled again and again concerning self-reliance, concerning debt, concerning thrift. So many of our people are heavily in debt for things that are not entirely necessary. When I was a young man, my father counseled me to build a modest home, sufficient for the needs of my family, and make it beautiful and attractive and pleasant and secure. He counseled me to pay off the mortgage as quickly as I could so that, come what may, there would be a roof over the heads of my wife and children. I was reared on that kind of doctrine. I urge you as members of this Church to get free of debt where possible and to have a little laid aside against a rainy day. Gordon B. Hinckley, Liahona, Jan 2002, p 83-86
We make money the old fashioned way. We print it. Art Rolnick, former Chief Economist, Minneapolis Federal Reserve Bank
We never will have balance in our lives unless our finances are securely under control. M. Russell Ballard (Ensign, May 1987)
We serve the man who has everything -- but hasn't paid for it. Sign in the window of a Maryland loan company
What can be added to the happiness of a man who is in health, out of debt, and has a clear conscience? Adam Smith
What does money like? Money likes speed. That's the secret few know about money. Money comes to those who act fast. If you think, wonder, question, doubt, plan, meet, discuss, or in any other way drag your feet, money goes to the next person in line. Joe Vitale
What you get free costs too much. Jean Anouilh
When someone offers you a penny for your thoughts and you give him your two cents' worth, what happens to the other penny? Hmmmmm
When you're in the hole, quit digging. Mark Sanford, Governor, South Carolina commenting on the 2009 economic "bailout"
When your insurance company has to buy its way out of a frivolous lawsuit, guess whose premiums go up. When developers trying to build homes or apartment buildings get sued at every turn by environmental extremists, guess what that does to rents and mortgage payments. Thomas Sowell
When your outgo exceeds your income, the upshot may be your downfall. Paul
Harvey
Why does a slight tax increase cost you two hundred dollars and a substantial tax cut saves you thirty cents? Peg Bracken
Why do we spend money we don't have, to buy things we don't need, to impress people we don't like? Hmmmmm
With the greater part of rich people, the chief enjoyment of riches consists in the parade of riches. Adam Smith
Would you like to know how [to become rich]? I can tell you in a very few wordsnever want a thing you cannot get, live within your means, manufacture that which you wear, and raise that which you eat. Brigham Young (Discourses of Brigham Young, p 180-181)
You are not entitled to an easy life and luxuries. Fr. Frog
Your money does not cause my poverty. Refusal to believe this is at the bottom of most bad economic thinking. P. J. O'Rourke
You want 21 percent risk free? Pay off your credit card. Andrew Tobias (in 1982)
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